Terms of Use

Introduction

Maridea refers to Maridea Wealth Management, LLC and its subsidiaries and affiliates. Maridea also conducts advisory business under various trade names (collectively, “Maridea”). Maridea provides investment advisory and other services to individuals, families, and institutional clients. Maridea Wealth Management, LLC is an SEC-registered investment adviser. SEC registration does not imply any specific level of skill or training.

Acceptance of Terms

This website (the “Website”) is operated by Maridea Wealth Management, LLC (“Maridea,” “we,” “us,” or “our”). By accessing, browsing, or otherwise using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (the “Terms”) and all applicable laws and regulations. If you do not agree to these Terms, you are not authorized to use the Website.

Limited License and Permitted Use

Subject to compliance with these Terms, Maridea grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Website solely for informational and personal purposes. You shall not:

-Reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any portion of the Website, except as expressly authorized herein;


– Use the Website for any unlawful, fraudulent, harassing, or defamatory purpose;


– Use the Website for any commercial purpose not expressly authorized by Maridea; or

– Interfere with, disrupt, or attempt to gain unauthorized access to the Website or its related systems.

Any use of the Website in violation of these Terms shall immediately terminate the license granted herein.

Intellectual Property Rights

All content, materials, and other intellectual property appearing on the Website (including, without limitation, text, graphics, logos, images, audio, video, software, and their selection and arrangement) are owned by Maridea or its licensors and are protected under applicable copyright, trademark, and other intellectual property laws. Nothing contained on the Website shall be construed as granting, by implication or otherwise, any license or right to use any intellectual property displayed without the prior written permission of Maridea or the applicable owner.

No Offer, No Advice

The information provided on the Website is for general informational purposes only and does not constitute, and shall not be construed as, (i) an offer to sell or a solicitation of an offer to buy any securities, financial instruments, or investment advisory services, or (ii) investment, legal, accounting, or tax advice. Any investment decisions should be made only after carefully reviewing applicable offering documents and consulting with your professional advisors.

Geographical Restrictions

The Website and its contents are intended for individuals and entities located in the United States. Maridea makes no representation that the materials on the Website are appropriate or available for use in other locations. If you choose to access the Website from outside the United States, you do so at your own initiative and are responsible for compliance with applicable local laws.  



The information provided on the Website does not constitute an offer or solicitation to buy or sell any securities, financial instruments, or services in any jurisdiction where Maridea is not registered or otherwise authorized to conduct business.

Third-Party Websites

The Website may contain links to third-party websites or resources. Such links are provided solely for convenience and informational purposes. Maridea does not control, endorse, or assume responsibility for the content, products, or services of any third-party websites. Accessing such websites is at your own risk and subject to the terms and conditions of those sites.

Information Collected and Sharing of the Information

Maridea may collect certain information when you visit or interact with the Website, including but not limited to:

– Personal information you choose to provide (such as name, email address, phone number, or other identifiers);


– Information automatically collected through cookies, web beacons, and other tracking technologies (such as IP address, browser type, operating system, and browsing behavior);


– Information from third-party sources, as permitted by law.

We use this information for business purposes, including to operate and improve the Website, respond to inquiries, provide services, comply with legal obligations, and for security and fraud prevention.

Opt-Out Provision:

Sharing of the Information:

Maridea uses the above-described information to tailor the Website’s content, to help Maridea better understand usage and Users’ demographics, and to allow Maridea to advertise more efficiently. Maridea will not share information about individual Users to third parties except (a) to contractors, vendors, and other third parties Maridea uses to support its business, subject to those contractors, vendors, and third parties bound by contractual obligations to keep the information confidential and use it only for the purposes for which it was disclosed, and (b) to comply with applicable law or valid legal process or to protect Users or the public. Maridea may share aggregated anonymized data without restriction.

Limitation of Liability

To the fullest extent permitted by applicable law, Maridea, its affiliates, directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages (including, without limitation, damages for loss of profits, goodwill, data, or other intangible losses) arising out of or relating to your access to, use of, or inability to use the Website, even if Maridea has been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Maridea and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from or related to (i) your violation of these Terms, or (ii) your use of the Website.

Termination

Maridea may, in its sole discretion and without prior notice, suspend or terminate your access to the Website or any portion thereof for any reason, including, without limitation, violation of these Terms. Upon termination, the license granted under Limited License and Permitted Use shall immediately cease.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles. You irrevocably consent to the exclusive jurisdiction of the state and federal courts located in New York City, New York for the resolution of any disputes arising out of or relating to these Terms or your use of the Website.

No Solicitation

The Website and its contents are provided solely for informational purposes. The use of the Website, including any contact information appearing herein, for the solicitation of business, distribution of marketing materials, recruitment of personnel, or any other unauthorized commercial purpose is strictly prohibited. Maridea expressly reserves the right to pursue all remedies available at law or in equity for violations of this provision.

California Residents

Pursuant to the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act (CPRA), California residents may have the following rights:

– The right to know what categories of personal information we collect, use, disclose, and share;


– The right to request access to specific personal information we maintain about you;


– The right to request deletion or correction of personal information, subject to applicable legal and regulatory exceptions;


– The right to opt out of the sale or sharing of personal information. Maridea does not sell personal information, but if this changes, you will be provided a clear means to opt out;


– The right to limit the use of sensitive personal information (if collected); and
- The right not to be subject to discriminatory treatment for exercising any privacy rights.

How to Exercise Your Rights

Age Restrictions

The Website is not directed to, nor intended for use by, children under the age of 13. Maridea does not knowingly collect personal information from individuals under 13 years of age. If we become aware that we have inadvertently received personal information from a child under the age of 13, we will delete such information from our records. If you are between the ages of 13 and 18, you may use the Website only with the involvement of a parent or legal guardian.

Forward-Looking Statements Disclaimer

The Website may contain forward-looking statements, including statements regarding market trends, investment strategies, or future events. Forward-looking statements are based on current expectations, assumptions, and projections and involve risks and uncertainties that could cause actual results to differ materially. Maridea undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. You should not place undue reliance on forward-looking statements.

Notices and Electronic Delivery

By using the Website, you consent to receive any notices, disclosures, or communications from Maridea electronically, including by posting on the Website, through secure client portals, or by email. You may request a paper copy of any such notices at no cost by contacting us. If you prefer not to receive notices electronically, you may opt out by notifying us in writing, and we will provide future notices by mail.

Severability and Entire Agreement

If any provision of these Terms is held to be unlawful, void, or unenforceable, such provision shall be deemed severable and shall not affect the validity or enforceability of the remaining provisions. These Terms constitute the entire agreement between you and Maridea with respect to the subject matter hereof and supersede any prior or contemporaneous communications or agreements.